PETALING JAYA: Potential homebuyers who want to maximise their chances of getting bank loans must be willing to do their homework.
This means knowing their own financial credibility via credit report agencies like CTOS, RAMCI and CCRIS, said Diligent Planners founder Vince Chia.
For those unfamiliar with these agencies, CTOS stands for Credit Tip-Off Service while RAMCI is RAM Credit Information and CCRIS stands for Central Credit Reference Information System.
“You must keep at least one credit facility in order for the bank to know your history payment habit for the past 12 months,” he said.
For more financial advice, visitors to the StarProperty Stay-At-New Home Virtual Fair 2020 can attend Chia’s session as well as those conducted by the experienced property speakers that StarProperty has lined-up. Visit now at https://bit.ly/SPVirtualFair.
Check out the list of speakers and their topics slated for the webinars. Each webinar will last up to 45mins and visitors can choose to view each talk by just clicking on a mouse.
There are also many great property deals, offered by some of the top developers of the nation. Among them are Matrix Concepts, Symphony Life, Platinum Victory Development, Paramount Property, HCK Group, Tropicana Corporation, Worldwide Holdings and Putra Nilai Development.
Communication is made easy and conducive through the available chat function, or visitors can opt to engage the developers’ representative via Whatsapp, phone or email. Even better, the StarProperty virtual fair is equipped with matchmaking, sorting, and filtering functions, allowing potential homebuyers to narrow down the desired product.
Also, there will be a whole lot of winnings at the StarProperty virtual fair, which is probably the only fair organiser that rewards both visitors and homebuyers. This year’s Win Kaw Kaw Campaign promotion ensures that everyone who attends any StarProperty fair becomes a winner.
Join the fair and stand a chance to win over RM50,000 worth of prizes and holiday packages. To win additional prizes and vouchers, simply place a booking at the fair. Upon completion of the purchase, there will also be RM100,000 worth of rewards to be won, including trips to Greece, Japan or Korea. The fair will last for two weeks, so don’t worry about missing out on the fun.