By imoney.myIf you’re taking a home loan to buy a property, chances are: you’ll be required to pay for Mortgage Reducing Term Assurance, or MRTA, by the bank as part of your loan arrangement. Some banks insist on the borrower taking out this policy, or another kind of life insurance policy,...

By JONATHAN ROBERTSCHOOSING the right mortgage insurance may not be a life or death situation, but it is one important life choice. The right insurance might become the life saver for your loved ones when facing the uncertainties of life, while the wrong one will do little to alleviate a difficult...

BY EUGENE MAHALINGAM | EUGENICZ@THESTAR.COM.MYMaking larger or lump sum loan repayments is encouragedSuccess Concepts Life Planners chief executive officer Joyce Chuah.With Bank Negara recently limiting property loans to a maximum of 35 years from 45 years previously, settling your home mortgage...

By Eugene MahalingamProperty investment has always been known to be a great and traditionally “safer” way to generate attractive returns.Residential property aside, the commercial or retail sub-sector is also known to provide sound investment returns.“For those looking to diversify their...

It is not a gimmick that you can start investing in property starting with RM 10.Okay, marketing talk aside, this month's issue is about all the costs needed to start investing in REITs (Real Estate Investment Trust).If you refer back to Part 1 Beginner's Guide in REIT Investing which I wrote...

What is as important as high returns in any form of investment? Two words: Consistency and predictability.Sometimes, when some of my clients lament that their return of 10% to 12% a year is not high enough, I share with them that there are a lot of other options to get higher returns in a shorter...

An OpinionBY DATUK STEWART LABROOYThe impressive entrance to a proper G&G development.The oldest and strongest emotion of mankind is fear’. - H.P. LovecraftMUCH has been written recently on the mushrooming of gated and guarded (G&G) developments in Malaysia. Many of these developments have been...

"I'd like to put in an offer!"Watch this Space by Chee Su-Lin | sulin.chee@thestar.com.myWhat happens when your bank valuation is lower than the price negotiated?If you ever made an emotional bid on a property, and you and the owner went back and forth on the offer, you probably experienced trying...

Here are some mathematical principles, as well as other less empirical methods, of determining if now would be a good time to rent or buy.by imoney.myWhen it comes to a home (i.e. a property you personally stay in), renting versus buying is literally one of the toughest decisions you’ll ever...

YOU have been planning this vacation for some time, and now the time has come to set off. But before you go on that well-deserved break, you need to take steps to keep your home safe.Click here for the full articleWant to contribute articles to StarProperty.my? Email editor@starproperty.my.